Welcome to MoneySmart, the trading name of Warkworth/Wellsford Budget Service Inc.

Get rid of debt and be MoneySmart

FREE budget advice and mentoring to help you manage your money.

Our service is totally confidential – we work with you to clear debts.

Local people, here to help

MoneySmart’s service is available to people in Warkworth, Wellsford, Snells Beach, Matakana and surrounding areas from Puhoi to Mangawhai. We come to your home or you can make an appointment at one of our budgeting clinics.

How it works

1. Get in touch

Phone, text, email or Facebook message – we’re here to help. See our contact details.

2. We find you a money mentor

We’ll ask one of our trained financial mentors to work with you.

3. Your money mentor contacts you

To arrange your first appointment.

4. First meeting

Meet your mentor face to face or via a phone or video call. We’ll tell you what to bring,
e.g. bank statements, proof of income, loan documents, etc.

5. Agree on a plan

Your money mentor helps you create a budget and a plan to manage your money and clear debt.

6. We back you up

If you need support dealing with lenders, Work and Income or other organisations,
your MoneySmart mentor can help.

6. Stick to the plan

Step by step, you’re on a path out of debt.

7. More mentoring if you’d like it

Our money mentors are here to answer questions and offer advice. Our service is always free.