Welcome to MoneySmart, the trading name of Warkworth/Wellsford Budget Service Inc.

What we do

One of MoneySmart’s trained mentors will work with you one-on-one. The first step is to find out the extent of the debts, your income, and any other financial pressures. Then we help you come up with a plan to become debt-free and build financial stability.

We can help you with a range of services

One-on-one budgeting advice

Your MoneySmart mentor will look at your expenses and income. Working together, you will create a budget to help you manage your money.

Negotiating with creditors

Sometimes we can arrange with creditors to accept a more affordable repayment schedule. This creates breathing space for you to tackle debts.

Dealing with Work and Income

Your MoneySmart mentor can attend appointments as a support person for discussions with your case manager. This could include negotiating a more affordable plan for debt repayments.

Debt restructuring

We are experts in restructuring debt. If necessary, we can help you apply for a No Asset Procedure or a Debt Repayment Order.

KiwiSaver

We can assist with KiwiSaver hardship withdrawal applications.

Remember to bring the following things to your appointment:

  • Proof of income
  • Bank statements
  • Any contracts, loans, Afterpay or Hire Purchase agreements
  • Any other letters, bills or documents that relate to your finances

We’ll need to get the full picture, so we can start working with you to come up with an action plan.